Friday, March 31, 2017 / by Jason Huerkamp
There is a misconception that buyers do not need representation when opting for new construction. New Home Builders marketing teams often tell buyers that they don't need buyer representation when purchasing a new construction because "they don't have anything to do with the construction process". This is not correct. You should have buyer representation.
We, as real estate agents have heard the good and the not so good stories. Many times a buyer that we had coached through the idea of having buyer representation has been so grateful they have used our services. Here are some of the Myth's of new construction.
Myth #1 - You will get a better deal if you work directly with the builder.
This is not true. The builder has a price and his price set for his construction. He is not going to give you a better deal. Often the buyer's agent knows exactly what can be included and where to push the boundaries and inclusions. The builders marketing team is not going to tell you what ...
Friday, March 17, 2017 / by Jason Huerkamp
The first thing you need to do is be sure you are working with a great real estate agent, someone who has experience and understands your needs. Choosing your real estate agent is of prime importance. Choose with care. Read more about that here.
We get asked many questions by buyers when they are considering buying a home. There are a few that come to mind that are really important. Lets take a look at those important questions.
How Much Home Can I Afford
There is a good chance that when you get pre-approved / pre-qualified for a home your lender will have spoken to you about the amount of the loan and what payment you will have to pay each month. Before you buy, make a list of all the things that you will need to pay over and above your mortgage payment. Here are a few items you may need to consider to add in to your monthly budget
These costs are house rela ...
Friday, February 17, 2017 / by Jason Huerkamp
When you are thinking about buying or selling a home, do not wait any longer to talk to a real estate agent! Its a good idea to start the ball rolling right now, if you haven't already. If you were thinking of waiting 'til the spring or summer, you should reconsider that now.
If you wait for the silly season to begin your search, you run the risk of
Competing with too many other buyers when you find that dream home
Inventory sells quickly and you can find that the home you want to look at tomorrow, is already under contract today!
You don't have a choice of at least a few homes - everything that is priced well sells immediately when it hits the market
You could find yourself having to pay more for your dream home, because their are multiple offers on the property
If interest rates go up, you could find yourself getting less house for your money
Looking now will be less stressful and you can even take a few days to make a solid choice and decision about a hou ...
Monday, January 02, 2017 / by Jason Huerkamp
The Huerkamp Home Group Sales 2016
We have been really blessed to have relocated more than 165 families during the course of 2016. The clients we have worked with have become our friends and their families and friends have been entrusted to us too. Thank you for trusting us with your property matters.
We are proud to have worked with you all and we hope that you have valued our input, our honesty and integrity and most of all, our service. We welcome your continued support and we trust that you will remember our name when someone is buying or selling a home in Minnesota or any other State or Country. Our Association with Keller Williams is Global with more than 800 Offices and in excess of 150,000 well trained and professional representatives, we can assist you, across the globe.
Our business has enjoyed working with related services and industries this year. They include, but not limited to,
HVAC Services ...
Thursday, December 29, 2016 / by Jason Huerkamp
When purchasing a home, there are many costs for you to consider and although your lender and your real estate agent / Buyer Agent, will give you a good idea about what you need, this article should help you be more prepared.
Earnest Money Deposit
This is the payment you make on the home as a token of good faith to the Seller, an amount that the Seller would not need to refund should you withdraw from the sale or cancel the sale
The downpayment is the amount you pay as part payment for the home and a payment to the lender in support of your application for a home
Loan Origination Fee
These are the fees associated with processing your mortgage and are lender related. There are fees for the loan, processing and underwriting of your mortgage.
Your lender will require a credit report and that fee would form part of your lender fees
Upfront Mortgage Insurance
If you are using an FHA loan or similar where you do not have a full regular ...