Thursday, September 15, 2016 / by Jason Huerkamp
1. Choose Your Realtor
It is important to choose the right realtor to represent you when buying a home.
You need to find someone you relate to who is ~
- has Great credentials | Reviews
- is a full time Realtor
- has a current and updated website
- Uses Social Media efficiently
- Who will be your bsolute advocate and fight for you
- is a Great negotiator
2. How Much Home Can You Afford?
Get pre-qualified. When you are pre-qualified you have the best chance of getting the home that you want because the Seller will take your offer more seriously and the agent can do her job effectively. You also have peace of mind about the cost of purchase and the monthly commitment to owning your home
3. Absolute Must Haves
Make a list of the absolute "must haves" in your dream home. Draw up the big list of all the things you would like in a home, then go down the list and decide which of those items you would be prepared to walk away from a home if it did not have those features. That is your absolute must haves list that goes into your purse/pocket for every showing appointment. Don't deviate from the list if they are important to you because you do not want to get to closing and realize you have made a mistake.
4. Research the Areas
Always make a list before you start looking for a home of the areas you would like to live in. Drive round the area in the morning, the afternoon when people are getting home from work and again in the later evening. Drive through on weekends and see the activity. Drive by the amenities and see if it is feels right for you and your loved ones. Be sure the neighbors that live in the area are people you would like to live next door to. Check the crime statistics and the sex offenders registry and satisfy yourself that it would be a good neighborhood to live in. This is a big investment to make and it want to feel sure its a safe and happy one.
5. What are the Schools Like in The Area
Check the schools ratings before you buy. That can ultimately affect your purchase and can impact on the saleability of the property one day when you sell. Of course school data does change, but it may be a very important part of your home buying decision. Its also important to visit the school in your choice of area to be sure the home you want to buy is in the school district and has open enrolments.
6. Viewing Properties
Ask these questions:
- Is there an HOA
- What are the HOA fees
- If you like the subdivision check out how financially strong the HOA is and if people are paying their levies
- Is the subdivision well maintained and the amenities in a good condition
- Are there any major roads, shopping centers, airports, or potential items that could devalue the property in the planning
- How much are the property taxes
Check out these items
- Are the windows in a good condition or are they going to have to be replaced fairly soon
- How old are the appliances
- Are there gutters on the property and are they draining away from the house?
- Are the trees around the property healthy or are they dead and could they be a potential risk to your home or your loved ones
- Check the slope of the land - Where does the water run when it rains - Under the house or away to storm water catchments | drains?
- Do you get a cell phone signal in the area with your current service provider? That may be a vital piece of information if you are on a contract.
7. Commute Time to Work
When choosing an area to live in, do go and check out the route to your work or place of business. Leave the area in peak travel time to see if the commute fits with your needs. If its too busy and takes too long, you may be able to adjust your work times to suit your needs, but either way, its important to know for yourself.
8. Be Prepared for a Quick Purchase
Today's market conditions are really hot. A property that comes onto the market today and is priced well and presented, is likely to sell today or at least in the next few days. Prepare your mind to move quickly if the home that has your absolute "must haves" in it is available today, buy it - don't wait because tomorrow you could be wishing you hadn't waited.
9. Don't Get Emotionally Attached To The Home You Offer On
We know that when you find a house that you like and you make an offer, you might be feeling like the world will end if you don't get that specific home. Its difficult, but don't get emotionally involved with the home until the offer is confirmed. Even then, the home inspection report may not live up to your expectations and there are a few things along the way that can go wrong. Lean on your Real Estate Agent who will keep your emotions in check. Your agent will be your pillar in this time
10. Call the Huerkamp Team
When choosing your real estate agent in the Minneapolis St Paul and greater metro area you need to interview the Huerkamp Home Group. Our team of real estate agents have the best qualities to represent you in the purchase of your new home.