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Are You A First Time Home Buyer?

Saturday, February 6, 2016   /   by Jason Huerkamp

Are You A First Time Home Buyer?

First Time Home Buyers Info


Did you know


The Realtor is always paid by the Seller. 


  • The Realtor Always works for the Seller 
  • Always has to look after the Seller's best interests




  • The Agent is appointed as a Buyer's Agents by signing a buyer agency agreement


RET First Time Home Buyers Pic

What is the Work of The Buyer's Agent?


  • Buyer's Agent will 
  • look after your best interest
  • protect your privacy and any personal information 
  • be loyal to your instructions
  • provide facts that assist you in making informed decisions
  • help you find a property, make sure it’s comparable to others in the area in terms of price and condition
  • will negotiate on your behalf
  • guide you through the purchasing process
  • guide you through the contract and the closing steps, always looking after your best interests


When Should You, The First Time Home Buyer be Buying a Home?


You know it’s the right time to buy a home




  • you are going to be staying in a particular area for a longer period of time
  • your mortgage payment would be less than a rental payment
  • you are looking for stability in your home life
  • you feel the need to offer your family or love ones a more secure lifestyle, one they can call their own.




Firstly, find yourself a mortgage broker. Work with someone you trust and like and who is knowledgeable and recommended


It is important to get pre-qualified for a home loan so that you know exactly how much you can afford and what sort of options are available to you. From that conversation you can deduce how much earnest money deposit you require. Be sure to ask your mortgage broker and your real estate broker what other costs you may need when purchasing a home.


Other costs you may need


  • Earnest money deposit
  • Closing costs
  • Home inspection fees
  • Mortgage fees/finance fees 

Contract and Closing


Your buyer's agent


  • will guide you through the steps of a purchase contract
  • they will ensure the contingencies are written into the offer
  • they will discuss important dates and times with you
  • They will guide you through home inspection
  • Work through the contract to make sure that you do not breach the contract
  • Make sure that you are looked after throughout the purchase of your home



If you are looking for a strong team with lots of experience to work with you, represent you in your real estate transaction and to assist you to find your dream home then you need to meet with the Huerkamp Team



The Huerkamp Team are your real estate specialists in the Twin Cities and surrounding communities of Minnesota. We are ranked in the top 1% of agents nationwide! The Team is dedicated and experienced in the Twin Cities real estate market and look forward to being your real estate time for life! You will have a great experience buying or selling real estate.

Huerkamp Home Group
Jason Huerkamp
14300 Nicollet Court # 208
Burnsville, MN 55306

The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the Regional Multiple Listing Service of Minnesota, Inc. Real Estate listings held by brokerage firms other than Jason Huerkamp- Huerkamp Home Group are marked with the Broker ReciprocitySM logo or the Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.” Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items.” Copyright2020Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Data last updated October 24, 2020
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